Opinions expressed herein are solely those of Jim Blankenship, Principal, and Blankenship Financial Planning, Ltd. Material presented is believed to be from reliable sources and we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual advisor prior to implementation. Fee-only financial planning and investment advisory services are offered through Blankenship Financial Planning, Ltd., a registered investment advisory firm in the states of Illinois and Wisconsin. Registered Investment Advisors are legally empowered to provide investment advisory services only to residents of the states in which they are licensed. We are legally empowered to provide investment advisory services only to residents of Illinois and Wisconsin, although we can take on clients from most states due to the de minimis rules, registering if the number of clients in a particular state approaches the minimum.